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0% Finance
Interest FREE!

Get the bike you want now, spread the cost over 12 months, and pay no more than buying with cash! Flag Bikes has teamed up with V12 Retail Finance to offer 0% finance on all full-RRP (recommended retail price) sales over £500.

Who is Eligible for Retail Finance?

Applying for an installment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history – (no late payments, CCJ’s, etc) – and meet the following minimum criteria: 1) Be at least 18 years of age 2) Have been a UK resident for 3 years or more 3) Be able to make repayments by direct debit 4) Be in regular employment* (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment

The Legal Small Print 

Flag Bikes Ltd acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. 


Secure Trust Bank is registered in England and Wales 541132. Registered office: One Arleston Way, Solihull, B90 4LH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550.